Making Your First Payment

Step-by-step guide to making your first payment with Valut

This guide will walk you through the process of making your first payment using Valut. The entire process follows our simple "Scan, Select, Pay" flow.

Prerequisites

Before making your first payment, ensure you have:

  • Completed the registration and KYC process

  • Set up your Valut wallet

  • Deposited cryptocurrency into your wallet

  • Enabled necessary permissions for the Valut app (camera access for QR scanning)

Step 1: Scan Any UPI QR Code

  1. Open the Valut App

    • Launch the Valut app on your smartphone

    • Log in if necessary

  2. Tap the "Scan" Button

    • The scan button is prominently displayed on the home screen

    • This will open your phone's camera

  3. Scan the QR Code

    • Point your camera at any UPI QR code

    • Hold steady until the app recognizes the code

    • The app will automatically detect merchant details and payment information

Tip: Make sure there's adequate lighting and the QR code is fully visible in the camera frame.

Step 2: Select Your Cryptocurrency

  1. Review Payment Details

    • The app will display the merchant name and the payment amount in INR

    • Verify these details are correct

  2. Choose Your Crypto

    • Swipe through available cryptocurrencies in your wallet

    • For each option, you'll see:

      • The equivalent amount in cryptocurrency

      • The exchange rate being used

      • The 2% transaction fee

      • The total amount to be deducted from your wallet

  3. Confirm Selection

    • Tap on your preferred cryptocurrency to select it

    • Review the final amount once more

Note: The exchange rate is locked for 30 seconds while you review your transaction.

Step 3: Complete Your Payment

  1. Tap "Pay Now"

    • Review the final summary that shows:

      • Merchant details

      • Amount in INR

      • Selected cryptocurrency and amount

      • Fee amount

      • Total deduction from your wallet

  2. Authorize the Transaction

    • Depending on your security settings, you'll need to:

      • Scan your fingerprint

      • Enter your PIN

      • Use Face ID

    • This provides an extra layer of security for your transactions

  3. Wait for Confirmation

    • The app will display a progress indicator while processing your payment

    • This typically takes just a few seconds

  4. Payment Complete

    • You'll see a success screen with transaction details

    • The merchant will receive the INR amount via UPI, just like a normal transaction

    • A receipt will be stored in your transaction history

After Your Payment

  • Transaction Receipt:

    • A detailed receipt is saved in your transaction history

    • You can access this anytime from the "Transactions" tab

  • Merchant Experience:

    • The merchant receives INR through their standard UPI setup

    • They get a normal UPI notification, completely unaware that you paid with crypto

  • Balance Update:

    • Your crypto balance will be updated instantly in the app

Troubleshooting

If you encounter any issues during your first payment:

QR Code Not Scanning

  • Ensure adequate lighting

  • Make sure the entire QR code is visible

  • Clean your camera lens if necessary

  • Try scanning from a different angle

Payment Processing Issues

  • Check your internet connection

  • Verify you have sufficient balance in your selected cryptocurrency

  • Ensure the merchant's UPI ID is valid and active

  • Check if you've reached any daily transaction limits

If problems persist, please refer to our Troubleshooting Guide or contact our support team.

Next Steps

Now that you've made your first payment, you might want to:

Next: Wallet Management →

PreviousSupported CryptocurrenciesNextWallet Management

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